November 16, 2025

Employee Benefits

Now, more than ever, Utah employers need innovative employee benefits strategies to help recruit and retain employees while keeping costs as low as possible. Our experience has led to representing more than 2,000 accounts and covering more than 50,000 individuals. Our organization has successfully established relationships across the industry.

Individuals & Families

The Affordable Care Act (ACA) has dramatically changed the affordability and availability of individual and family (non-employer-sponsored) health insurance.  Many of the previous barriers to getting individual insurance have gone away; now you cannot be declined for coverage, or have your premium raised due to health conditions. Also, there are no exclusions for pre-existing health conditions.

CUSTOMER STORIES

See how we help individuals and businesses every day.

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“I have worked with Encore Benefits for many years. I have always found the Encore team to be a surefire solution to my health insurance needs.”
-Mike, President

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